I am an independent financial advisor. I have my own practice with my business partner that I have been friends with for over 40 years. We are celebrating our 10 year anniversary in business together and have over 33 years of industry experience. We help individuals, families and small businesses with life, health, disability and long term care insurance. As well as all retirement planning. We pride ourselves on all the long term relationships we have with our clients and continue to stay educated to help our clients and their specific needs.